Title Loans Champaign

mycitytitleloans.com (the “Website”) is not a lender or lending partner. It does not make loans of any type, and does not make any credit decisions. The Website collects personal information provided by you and share it with its network of lenders as well as marketing partners. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender.

Tribal lenders are subject to tribal and certain federal laws only while other lenders are also subject to state law including usury caps. By submitting your application, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. If you have any questions about your loan, please contact your lender directly.

(1) Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

(2) Form Inquiry processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing.

(*) Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges.